401k Limits 2024 Married Filing Joint. The ira limit rises to $7,000 in 2024, or $8,000 if you're 50 or older. One strategy that remains available in 2024 is making spousal ira contributions.

Workers who contribute to a 401 (k), 403 (b), most 457 plans and the federal government’s thrift savings plan can contribute up to $23,000 in 2024, a $500. If you are age 50 or over by december 31, the catch.